Whatever your situation, we can help you find a plan that best suits your unique needs – and your budget. Click the scenario below that describes you:
- Need an alternative to COBRA
- Have a new job and looking for short-term coverage
- Self-employed or contract employee
- Working part-time
- No health insurance offered by my employer
- About to turn age 26
- Getting ready for early retirement
- Looking for a Medicare plan
Need an Alternative to COBRA
You don’t have to purchase COBRA to have health insurance for you and your family. Individual and family plans are available – often for much less than the cost of COBRA.
Keep in mind that each qualified beneficiary has separate election rights under COBRA. You may decide to elect COBRA for your kids, but enroll in an individual plan for yourself. Or if your kids have braces, you may want to continue your dental plan under COBRA and find a family plan for your health care needs.
Are you ready to look for coverage? Call us at 1-877-470-3996 or visit our Find Coverage page to get started.
Have a New Job and Looking for Short-term Coverage
You have a new job – way to go! Be aware that many employers have a waiting period before you can enroll in their group health plan, so getting an individual or family plan for short-term coverage may be just what you need.
A short-term policy will protect you against unexpected, expensive health care services while you’re waiting to enroll in your new employer’s health plan. Some plans have low-cost monthly premiums but a higher annual deductible and out-of-pocket maximum, which may be just what you’re looking for.
When you’re ready to shop for coverage, give us a call at 1-877-470-3996 or visit our Find Coverage page to get started.
Self-employed or Contract Employee
When you’re self-employed or a contractor, keeping healthy is a must since paychecks don’t typically come in when you’re out sick. It’s important to find a health plan that’s a perfect match for you and your family’s needs and ensure your family doctor is part of the plan’s network.
Health care reform requires all plans to cover many preventive services at no cost to you. And many individual plans include wellness programs and rewards for staying healthy.
Without the support of an HR department, finding a plan that matches your needs can be tricky – until now! Our team of licensed benefits advisors can help you find the right plan. Call us at 1-877-470-3996 or visit our Find Coverage page to get started.
Working Part-time
Some organizations give part-time employees benefits, so it’s worth asking if you are eligible for them. If not, making sure you have health insurance for you and your family is crucial – especially in 2014 when everyone must have health coverage.
Have you checked to see if you qualify for a coverage subsidy? If not, we can help you see if you can get lower costs on monthly premiums or even get free or low-cost coverage for your kids. If you can’t get financial assistance, we can help you find a plan that fits your specific needs – and doesn’t break your bank account. Call us at 1-877-470-3996 or visit our Find Coverage page to get started.
No Health Insurance Offered by My Employer
While some employers offer employees coverage through a group health plan, some small employers don’t. If you happen to work for one that doesn’t provide group coverage, there’s no need to look for another job. Just look for help from us!
Finding the right plan at the right price – it’s what we do best. One of our licensed benefits advisors can even help you enroll in an individual or family plan that suits your needs.
Don’t go without coverage. Call us at 1-877-470-3996 or visit our Find Coverage page to get started.
About to Turn Age 26
Let us be the first to wish you happy birthday! Right now you probably have other things on your mind – like planning your birthday bash – but it’s time to start thinking about getting your own health coverage.
If you weren’t aware, health care reform made it possible for adult children younger than age 26 to get coverage under a parent’s health plan. If this is your current situation, we can help you out.
First, check out the various coverage options that may be available – just visit our COBRA alternatives page to learn more. But if you don’t have other options, enrolling in an individual plan is easy to do when you have the right support, which you have with Simply Covered. Call us at 1-877-470-3996 or visit our Find Coverage page to get started.
Getting Ready for Early Retirement
You’ve spent years planning for retirement, and now that you’re close, you don’t want health care to put a huge dent in your retirement savings. Even though you’re too young to qualify for Medicare, other options are available.
Can you get coverage from your spouse’s group health plan? A federal law, known as “HIPAA,” mandates that group health plans provide special enrollment rights to individuals in certain circumstances, such as retirement. You can enroll in your spouse’s plan without having to wait until the plan’s next regular enrollment period.
Losing your coverage when you retire also triggers a COBRA qualifying event. If you would like to continue coverage under your former employer’s group health plan, check out our COBRA section to learn more.
But if these options aren’t available to you, there’s no need to worry. One of our helpful benefits advisors can assist with finding the perfect plan that covers your medical – and financial – needs. Call us at 1-877-470-3996 or visit our Find Coverage page to get started.
Looking for a Medicare Plan
Parts A, B, C, and D. Who knew Medicare would be so confusing?
We can help you get the various Medicare “parts” straight. If you’re looking for details about each plan, check out our Medicare section. If you’d like help looking for a new Medicare plan – or simply want a few questions answered – we can do that too.
Our licensed benefits advisors can clear up the confusion by walking you through the various Medicare options. And when you’re ready, your advisor can even enroll you in your chosen plan. With Simply Covered, it really is as easy as A, B, C … and D.
Call us at 1-877-470-3108, TTY 711, or visit our Find Coverage page to get started.
Medicare has neither reviewed nor endorsed this information.
